আপনি আপনার নিজের ভাগ্যের স্রষ্টাঃ মরগান ফ্রিম্যান এবং ওয়েইন ডায়ার

 

আপনার মনের অবচেতনকে প্রোগ্রাম করুন। আপনি যদি জীবনে বড় কিছু হতে চান, নতুন কোন বড় পরিবর্তন চান কিংবা শক্তিশালী কোন উচ্চাকাঙ্ক্ষা তা যা’ই হোক না কেন তবে অবশ্যই তার একটি বাস্তব সম্মত কল্পনা আপনার মানসপটে দৃশ্যমান হতে হবে। আপনি অবশ্যই প্রথমে এটি কল্পনা করতে সক্ষম হবেন। এই কল্পনাই আপনাকে চালিত করবে ঠিক যতটুকু মনোযোগ তাতে দেয়া হয়েছিল তার অনুপাতে। তাই নজর দেয়া দরকার কতটা মনোযোগ সেই উচ্চাশায় দেয়া হয়েছিল তা যাচাই করে দেখা। আইনেষ্টাইনের এক অতি জনপ্রিয় ও গুরুত্বপূর্ণ  উক্তি এ রকম যে, তিনি বলেছিলেন “কল্পনা জ্ঞানের চেয়ে বেশি গুরুত্বপূর্ণ। জ্ঞান সীমাবদ্ধ আর কল্পনা সারা বিশ্ব জোরা। যুক্তি দিয়ে আপনি এ থেকে বি তে পৌছাতে পারবেন কিন্তু কল্পনায় আপনি সর্বত্র বিচরণ করতে পারবেন। আপনার স্বপ্নকে এমন ভাবে অনুভব করুন যেন তা ইতোমধ্যেই পূর্ণ হয়ে গেছে। ইচ্ছা পূরণ হওয়ার অনুভূতি ধরে নিয়ে আপনার ভবিষ্যতের স্বপ্নকে একটি বর্তমান অভিকল্পে রূপান্তরিত করুন। আপনি নিজেকে যা মনে করবেন আপনি এক সময় তাই হয়ে উঠবেন। 

তাই অনুভব করুন সেই সাফল্যের অনুভূতিটি যা আপনার হবে যেখানে আপনি ইতিমধ্যেই আপনার ইচ্ছা স্থাপন করেছেন এবং আপনার ইচ্ছা অবশ্যই সেই উপলব্ধি করতে সক্ষম যা আপনি হতে চান আর সেই অনুভূতি নিয়ে চেষ্টা করতে থাকুন তবেই আপনি সফলকাম হবেন। আপনি কি হতে চান সে সম্পর্কে যদি এই অনুমান বজায় থাকে যতক্ষণ না এটি আপনার প্রভাবশালী অনুভূতি হয়ে ওঠে আপনার আদর্শ অর্জন একেবারে অনিবার্য। আপনাকে প্রথমে আপনার জীবনের সমস্ত ক্ষেত্রে এই ইচ্ছা পূরণের অনুভূতি অনুমান করতে হবে। অন্য কারো কথার গুরুত্ব দেয়ার কোন প্রয়োজন নাই, ইন্টারনেটে কি বলছে কিংবা রিসার্চ কি বলছে তাতে কিছুই যায় আসে না, অন্য কার কথা আপনার পক্ষে সম্ভব কি সম্ভব নয় তাকেও মূল্য দেয়ার দরকার নেই। আপনি যদি আপনার নিজের স্বপ্নের দিকে আত্মবিশ্বাসের সাথে অগ্রসর হন এবং সেইমত জীবনাচরণ করার চেষ্টা করেন, তবে অল্প সময়ের মধ্যেই আপনি একটি অপ্রত্যাশিত সাফল্যের দেখা পাবেন। 

এটি আপনার পিছনে তাড়া করবে যদি আপনি আপনার কল্পনার মধ্যে এটি স্থাপন করতে পারেন যা আপনি অর্জন করতে চান এবং এটি বাস্তব ভাবে অনুভব করতে শুরু করেন। আপনার অবচেতন মনকে পুনরায় প্রশিক্ষিত করা শুরু করুন এবং আপনার অবচেতন মন আপনি যা প্রস্তাব করেন তার প্রতি সাড়া দেয়। অবচেতন মন আপনার জীবন নিয়ন্ত্রণ করে। আপনি যা করেন তার ৯৬ থেকে ৯৭ শতাংশ আপনার অবচেতন মনের প্রভাবে হয়ে থাকে। এবং যখন আপনার অবচেতন মন প্রোগ্রাম করা হয় তখন এটি এগিয়ে যায় এবং আপনার চেতন মন এটিতে যা স্থাপন করেছেন তার প্রতিক্রিয়া জানায়। আপনিই আপনার ভাগ্যের সৃজনকারী, এটা সেই রহস্যময়তা। যুগে যুগে স্বপ্নদ্রষ্টা ও ভাববাদী এবং অতীন্দ্রিয়দের দ্বারা প্রচারিত সেই মহান শিক্ষা। এটি এমন সত্য যা আপনি কখনই বুদ্ধিবৃত্তিক ভাবে অর্জন করতে সক্ষম হবেন না। অনেকের মতই আপনিও হয়তো বিশ্বাস করেন আপনি আপনার জীবনে যেখানে আছেন সেখানে তেমনই আপনার মত অনেকেই আছেন এবং আপনি যা বিশ্বাস করেন তা শুধু নয়, বরং আপনার আছে ছায়া বিশ্বাস যা আপনাকে জীবনে অগ্রসর হতে বাধা দিচ্ছে আপনি যা হতে পারতেন তা হতে।

আমি যা জানি তা হল আপনি যদি আপনার মনের ছায়ার দিকে তাকান, যদি আপনি অবচেতন ভাবে আপনার মনের টেপের মধ্য দিয়ে নিজেকে যা বলছেন তা দেখেন। আপনি যথেষ্ট ভাল না। আপনি যথেষ্ট যোগ্য নন। আপনি যথেষ্ট স্মার্ট নন। আপনি একদমই যথেষ্ট নন, এটি এমন একটি টেপ যা অনেক লোকের মনে বাজছে। আপনি যদি এটি সম্পর্কে সচেতন না হন তবে আপনি সেই বিশ্বাস ব্যবস্থাতেই কাজ করবেন এবং নিজের জন্য কি পছন্দ করা উচিত তা আপনি সত্য বলে জানবেন না। আপনি নিজের সম্পর্কে এতদিন যা বলেছেন তার কারণে আপনি আজ এখনকার অবস্থায় আছেন। কথাগুলো বীজের মতো কাজ করে যখন আপনি কিছু অবচেতনকে বলেন। আপনি যা বলছেন তাতে আপনি প্রাণ দিতে পারেন যদি আপনি এটি ক্রমাগত বলা চালিয়ে যান এবং শেষ পর্যন্ত তা বাস্তবে পরিণত হতে বাধ্য। আপনি বীজ রোপণ করছেন যখন আপনি কোনো এক সময়ে স্বপ্ন দেখেছেন আর আপনি সেই ফলটি খেতে চাচ্ছেন। আমার চ্যালেঞ্জ হল আপনি সঠিক ধরণের বীজ রোপণের পরিকল্পনা করছেন কি না তা নিশ্চিত করা। আপনি যদি আপেল চান তবে আপনাকে আপেলের বীজ বপন করতে হবে, আপনি যদি কমলা চান তবে আপনি ক্যাকটাস বীজ, বিষাক্ত আইভি বীজ বা মাশরুমের বীজ রোপণ করতে পারবেন না। আপনাকে সঠিক বীজ থেকে উৎপাদিত ফল কাটতে হবে যা আপনি কোন এক সময় বপন করছিলেন। আপনি নেতিবাচক কথা বলে একটি ইতিবাচক জীবনযাপনের আশা করতে পারেন না। আপনি পরাজয়ের কথা বলে জয়ের আশা করতে পারেন না। আপনি অভাবের কথা বলে কিংবা যা আছে তা যথেষ্ট নয়, বা এটি বহন করতে পারবেন না বলে কখনও এগিয়ে যেতে পারবেন না কিংবা প্রাচুর্যের প্রত্যাশা করতে পারেন না। আপনি যদি নিজেকে গরীব মনে করতে থাকেন তবে আপনার জীবন দরিদ্রই থেকে যাবে।

এটি দুর্দান্ত যখন আপনি এমন কিছু বলছেন যেমন আমি ধন্য, আমি শক্তিশালী, আমি আমার স্বপ্নগুলি পূরণ করবই। এই আমি সেখান থেকে বেরিয়ে আসছি যা আমাকে অবদমিত করে রেখেছিল। এটি কেবল ইতিবাচক হওয়া নয়, আপনি বিজয়ের জয়ধ্বনি করছেন। ভবিষ্যদ্বাণী এবং সাফল্য নতুন স্তরে উত্তরণ ঘটায় এবং আপনার জীবনকে আপনার স্বপ্নর দিকে অগ্রসর করে। কিন্তু অনেক লোক ঠিক উল্টো ভবিষ্যদ্বাণী করে বেড়ায়। আমার কোন ভাল কিছু হবে না। আমার ভাগ্য কখনই ভাল হবে না, ব্যবসার অবস্থা অত্যন্ত খারাপ, আমি সম্ভবত ছাটাই হয়ে যাব। তারা বুঝতে পারেন না যে তারা পরাজয়ের জয়ধ্বনি করছেন। এটা যেন তারা খারাপ ভাগ্য কিংবা অভাবকে ডাকছেন। আপনি যা চান তা হয়ে উঠতে পারেন না কারণ অনেক চাওয়া সত্ত্বেও আপনার কাছে যা নেই সেই শূন্যস্থানের মধ্যেই বসবাস করেন। হলিউড অভিনেতা জিম ক্যারির গল্পটি এত শক্তিশালী, কারণ তিনি এমন ভাবে অভিনয় করতে শুরু করেছিলেন যেন তিনি ইতিমধ্যেই জনপ্রিয় হয়ে উঠেছেন। তার অভিনয়ে আত্মবিশ্বাসের ছটা তাই প্রথম থেকেই ধরা পরে। তিনি মুলহল্যান্ড ড্রাইভে যাবেন কিংবা গাইতে গাইতে ঘুরে বেড়াবেন, এই ভেবে যে ইতিমধ্যেই সেই জিনিসগুলি তার রয়েছে যা তিনি তখনও আয়ত্ত করেননি। তিনি বিশ্বাস করেন যে সেই জিনিসগুলি তার কাছে আসতে চলেছে এবং তিনি সেগুলির জন্যই কাজ করে যাচ্ছেন। জীবনের পুরষ্কার যাতে নিজের কাছে এমন ভাবে আঁকতে পারেন যেন তার কর্মগুলি তিনি যা বলেন তার সাথে সারিবদ্ধ হয় আর তিনি তা মনে প্রাণে বিশ্বাস করেন। সুতরাং আপনি যদি সত্যিই এমন ভাবতে শুরু করেন কেন আপনি এখন এমন যেখানে আপনার জীবনের পছন্দগুলি করেছেন? কারণ এরকম হওয়াকেই আপনি আপনার জন্য যথাসাধ্য সঠিক বলে বিশ্বাস করতেন। 

সময় হয়েছে এখন নিজেকে প্রকাশ করার এবং নিজের উপর বিশ্বাস স্থাপন করার। সময় এখনই নিজেকে মহান হওয়ার জন্য সিদ্ধান্ত নেয়ার ও প্রস্তুত হওয়ার। এই বিশ্বের লোকেরা উপরে উঠার জন্য, উজ্জ্বল রঙ এ রঙ্গিন হওয়ার জন্য, মহান হওয়ার জন্য মানুষকে এড়িয়ে চলতে চায়, কিন্তু এখনই সময় আপনার সর্বশ্রেষ্ঠ হওয়ার জন্য সিদ্ধান্ত নেয়ার। আপনি আপনার ভাগ্যের বাইরে নিজের কথা বলতে পারেন। নেতিবাচক শব্দগুলি আপনাকে এমন হওয়া থেকে দূরে রাখতে পারে যার জন্য আপনাকে তৈরি করা হয়েছিল, সেই ফাঁদে ধরা পড়বেন না। পরাজিত হওয়া বন্ধ করুন, কীভাবে এটি ঘটবে না সে সম্পর্কে কথা বলা ছেড়ে দিন। আপনার লক্ষ্যগুলি লিখতে হবে, আপনি জীবনে যা ঘটতে দেখতে চান তা লিখুন। যেকোনো ক্ষেত্র যেখানে আপনি লড়াই করছেন যেখানে আপনার উন্নতি করতে হবে তা লিখে রাখুন যেন এটি ইতিমধ্যে সম্পন্ন হয়েছে এবং তারপর প্রতিদিন সেই ডিক্রি ঘোষণা করুন। আমরা যা বলি তাই ঘটে তা ভাবা যথেষ্ট নয়। আপনার ভবিষ্যতবাণী এমন ভাবে করতে হবে যেন সেই কথাগুলো আপনার মনের ভেতরটায় ভেসে উঠে। তা শুধুমাত্র আপনার দৃষ্টিভঙ্গি পরিবর্তন করবে না, তা পরিবর্তন করবে আপনি কে সেই পরিচয়টাকেও। আপনার স্বপ্ন আপনাকেই বাস্তবে পরিণত করতে হবে এই দৃড় প্রত্যয় অবচেতন মনে রোপণ করুন।

মরগান ফ্রিম্যানঃ এটি মহাজাগতিক সত্য "আমরা যা করার সিদ্ধান্ত নেই, আমরা যা করতে চাই, তাই আমরা করি!"

ওয়েন ডায়ারঃ আপনি যদি জিনিসগুলিকে দেখার উপায় পরিবর্তন করেন তবে আপনি যে জিনিসগুলি দেখেন তাও পরিবর্তিত হয়।

অপরাহ উইনফ্রেঃ আপনার যা আছে তার জন্য কৃতজ্ঞ হোন কারণ আপনার আরও বেশি কিছু থাকবে। আপনি যদি আপনার যা নেই তাতে মনোনিবেশ করেন তবে যা আছে তা কখনই যথেষ্ট মনে হবে না।

জোয়েল অস্টিনঃ প্রতিদিন সকালে কৃতজ্ঞ মনোভাব নিয়ে ঘুম থেকে উঠুন। আজ আপনার জীবনে ভাল কিছু ঘটবে বলে আশা করুন।

কানি ওয়েস্টঃ আপনি যা বিশ্বাস করেন তা কি আপনি সত্যিই বিশ্বাস করতে পারতেন যদি কেবল আপনিই সেটা বিশ্বাস করার কথা বলতেন?

আমার কথাঃ ইউ টিউবে উপরের ডকুমেন্টারিটি দেখার পর এটির সাব-টাইটেল সংগ্রহ করে অনুবাদ করার ইচ্ছা হয়েছিল বেশ কয় বছর আগে যা আজ সম্পূর্ণ হলো। যে বিষয়টি আমাকে আকৃষ্ট করেছে তা হলো এটি বলছে যে স্বপ্ন আপনি দেখবেন তা’র জন্য অবচেতনে এমন একটি অধিকল্পনা আপনাকে করতে হবে যেন তা এখনই অর্জিত হয়ে গেছে। সাফল্য অনুভবের এই বক্তব্যর জন্যই এই ডকুমেন্টারিটি অনন্য। ”মানুষ তার নিজের ভাগ্য নিজে গড়ে” এই বক্তব্য তো বহু পুরানো, সেই রেনেসাঁ যুগের বিখ্যাত লেখক গন তা আগেই বলেছেন, তা হলে এখানে আর নতুন কি বলা হলো। যা নতুন তা হলো এই অবচেতনকে প্রোগ্রাম করার কথা। মানুষ তার নিজের ভাগ্য নিজে গড়ে এই বক্তব্য যারা ধার্মিক তাদের বিশ্বাসের বিরুদ্ধে যায়। যারা বিশ্বাস করেন ভাগ্য পূর্ব নির্ধারিত তরা এই বক্তব্যের সাথে একমত হতে চান না কিন্তু মানুষ যদি ভাগ্য পূর্ব নির্ধারিত ভাবে তবে তার পক্ষে নতুন কিছুর উদ্ভাবন করা সম্ভব হয় না। ধূমকেতুর গতিপথ নির্ণয় করতে গিয়ে আর গাছ থেকে আপেল কেন পড়ে অথচ আকাশের চাঁদ কেন পড়ে না তা নিয়ে ভাবতে ভাবতে নিউটন যে সূত্রাবলী আবিষ্কার করে গেছেন তা পুর মানব জাতির ভবিষ্যৎ বদলে দিয়েছে। আইনেষ্টাইন তো পদার্থবিদ্যার ছাত্র কিংবা অধ্যাপক ছিলেন না, তার প্রথম স্ত্রী ছিলেন, তা হলে কি অভূতপূর্ব ভাবে তিনি সকল পদার্থবিদদের চোখে আঙ্গুল দিয়ে নিউটনিয়ান মেকানিক্স এর চেয়ে উন্নততর পদার্থ বিদ্যা শিক্ষা দিয়ে গেলেন। বারট্রান্ড রাসেলের বই দি কনকোয়েস্ট অব হেপিনেস যা কাজী মোতাহার হোসেন (সেবা প্রকাশনীর স্বত্বাধিকারী কাজী আনোয়ার হোসেনের বাবা) অনুবাদ করেছেন ”সুখ” নামের বই নাম দিয়ে, সেখানে তিনি প্রত্যেক অধ্যায় শেষে যে পাদটীকা সংযোজন করেছেন তা সংকলিত করে আরেকটা নতুন বই প্রকাশ করা যেত। মানুষকে জীবন সংগ্রামে উৎসাহ প্রদানের জন্য ডেল কার্নেগীর মত বেশ কয়েকজন জনপ্রিয় বক্তাও জন্ম নিয়েছেন। পার্থ চট্টোপাধ্যায়ের হতাশ হবেন না বইটিও হতাশ মানুষদের পুনরজ্জিবিত হতে ঔষধের মত কাজ করবে। সম্ভবত সার্লক হোমস এর রচয়িতা আর্থার কেনান ডয়ালের উক্তি ছিল “ট্রুথ ইজ স্ট্রেঞ্জার দেন ফিকশন” বা বাস্তব সত্য কল্পনার চাইতেও চাঞ্চল্যকর আর ইমরান নজর হোসেনের উক্তি “সময় বাস্তবতাকে বিস্ময়কর ভাবে উন্মোচন করে”যা আজকের বাস্তবতা থেকে পিছন ফিরে তাকালে যুগ পরিবর্তন গুলোতে প্রমাণ পাওয়া যায়। এই দ্রুত ধাবমান মানব সভ্যতায় হীনমন্যতা, হতাশা এগুলো মানুষিক রোগের মত। “মানুষ ধ্বংস হয়ে যায় কিন্তু কখনো পরাজিত হয় না”আর্থার মিলার হেমিংওয়ের বই “দ্যা ওল্ড ম্যান এন্ড দ্যা সি” তে এই বক্তব্যর প্রতিফলন ঘটায়ে নোবেল প্রাইজ পেয়ে গেছেন। তাই পরাজিত মানুষিকতা কখনো জয় অর্জন করতে পারে না।

(ইউটিউব থেকে সংগ্রহ করে বাংলায় ভাষান্তর)

Update history 09feb2019> 25apr2020> 04jan2023>11jan2023>

Morgan Freeman & Wayne Dyer: you are the creator of your own destiny 

[Available in youtube.com] https://youtu.be/r7cYsgB4G1s?si=_JOri5axiBeoIScD

Program your mind’s Subconscious

If you want to have something show up in your life, the kind of person you would like to become manifest something new into your life, something powerful, whether it might be, you obviously must first be able to imagine it. Your imagination is able to do all that you ask in proportion to the degree of your attention. So what kind of attention do you place on your desires? Einstein’s most famous quote, one of his most famous observations. He said “imagination is more important than knowledge. Knowledge is limited. Imagination encircles the world. Logic will get you from A to B, but imagination will take you everywhere.” Make your future dream a present fact by assuming the feeling of the wish fulfilled. That which you feel yourself to be you are. And you are given that which you are.

So assume the feeling that would be yours where you already in possession of your wish and your wish must be realized so live in the feeling of being the one you want to be and that you shall be. If this assumption about what you would like to become is persisted in until it becomes your dominant feeling the attainment of your ideal is absolutely inevitable. You must first assume the feeling of a wish fulfilled in all aspects of your life. Don’t allow anybody else’s opinions, Don’t allow what it says on the internet. Don’t allow the research. Don’t allow what anybody out there tells you is possible or not possible for you.

But if you advance confidently in the direction of your own dreams and endeavor to live the life, which you have imagined you will meet with a success unexpected in common hours. It will chase after you if you can place into your imagination what it is that you would like to attract and begin to feel it. Start retraining your subconscious mind and your subconscious mind responds to what it is that you suggest to it. The subconscious mind rules your life. 96 to 97 percent of everything that you do is done as a result of your subconscious mind. And when your subconscious mind gets programmed it goes ahead and respond to whatever it is your conscious mind has placed into it.
You are the creator this is the mystery. This is the great secret known by the seers and prophets and mystics throughout the ages. This is the truth that you can never know intellectually.

Many of you as I have been as I am being where you are in your life based upon what you believe and it’s not just what you think you believe on the surface, it’s also your shadow beliefs that are holding you back from moving into the life that you believe you deserve. What I know is if you’re not looking at the shadows if you’re not looking at what is subconsciously running through the tape in your mind telling yourself. You’re not good enough. You’re not worthy enough. You’re not smart enough. You’re not enough, which is a tape that’s playing for a lot of people. If you are not conscious of that then you end up acting out of that belief system and not out of what you know to be the truest of what to be the choice for yourself.

You are where you are today in part because of what you’ve been saying about yourself. Words are like seeds when you speak something out. You give life to what you’re saying if you continue to say it eventually that cab become a reality. You are planting seeds when you talk at some point you’re going to eat that fruit. My challenge is make sure you’re planning the right kind of seeds. If you want apples you have to sow apple seeds, if you want oranges you can’t plant cactus seeds, poison ivy seeds or mushroom seeds. You are going to reap fruit from the exact seeds that you’ve been sowing in other words you can’t talk negative and expect to live a positive life. You can’t talk defeat and expect to have victory, you can’t talk lack, not enough, can’t afford it, never get ahead and expect to have abundance. If you have a poor mouth, You’re going to have a poor life.

This is great when you’re saying things like I’m blessed I’m strong, I will accomplish my dreams I’m coming out of there. That is not just being positive. You are prophesying victory. Prophesy and success prophesy new levels and your life will move in the direction of your words. But too many people go around prophesying just the opposite. I never get any good bright. I’ll never get back in shape, Business is slow. I’ll probably get laid off, flu season is here. I always get it. They don’t realize they are prophesying defeat. It’s just like they’re calling in bad breaks, mediocrity, lack. You don’t become what you want because so much of wanting is about living in the space of what you don’t have that’s why Jim Carrey’s story is so powerful, because he started to act as though he already had it. He would go up to Mulholland drive, he would drive away sing thinking, I already have those things I just haven’t accessed them as yet. I believe those things are going to come to me and I’m going to act like they are, so I’m going to move forward in my life in order to draw that to myself in such a way that my actions are in alignment with what I say, I believe. So if you start to think about that really why are you where you are in your life the choices that you have made? Have been because of what you believe to be true for yourself.

The time is now, the time is now to express and for people to believe in themselves, the time is now for it to be okay to be great. People in this world shun people for being great for being a bright color for standing out, but the time is now to be okay to be the greatest you. You can talk yourself out of your destiny. Negative words can keep you out from becoming who you were created to be, don’t fall into that trap. Quit culling in defeat, quit talking about how it’s not going to happen. You should write down your goals, write down what you want to see happen in life. Any areas that you’re struggling in where you need to improve write it down like it’s already done and then every day declare that decree. Weed over it a couple of times out loud. It’s not enough to just think it something happens when we speak. You have to prophesy your future. Those words will get down on the inside of you. They will not only change your outlook, but they will change who you are. Your words will become your reality.

Morgan Freeman: This is one of the truths of the universe “Whatever we decide we want to do is what we do!”

Wayne Dyer: If you change the way you look at things, the things you look at change.

Oprah Winfrey: Be thankful for what you have because you’ll end up having more. If you concentrate on what you don’t have you will never ever have enough.

Joel Osteen: Wake up every morning with a thankful attitude. Expect something good to happen in your life today.

Kanye West: Would you believe in what you believe in if you were the only one who believe it?

 

Islamic banking window in current context

 

The concept of Islamic banking first originated in the Sonali Bank Staff College in the Bangladesh banking arena. Mr. M. Azizul Haque, First Principal of Sonali Bank Staff College conducted a workshop on reviewing the Islamic banking practices of neighboring countries and how to introduce them in this country. By organizing the participants of the workshop, he started the first Islamic banking initiative in Bangladesh. In this country, Islami Bank Bangladesh Limited (IBBL) was established in 1983 and its ownership and working methods changed hands and came to the present state. Presently more than ten Islamic banks and NBFIs are providing Sharia based Islamic banking services in Bangladesh. Despite this, there are many misconceptions about Islamic banking in the public mind. The matter is very sad but it is true that not only Islamic banking, but due to the absence of a single leader, there are differences and arguments in the Muslim Ummah on various issues. I will limit the discussion here only to the confusing issues in the public mind about Islamic banking and not other issues of Islam.

The first statement that can be found about Islamic banking in the public opinion survey is that "they go around and eat", meaning that they do the same thing but in go around way. there is no time to talk about what they eat, after this statement, everything is said with a smile. The surprising tendency of the general public is that everyone will say with a smile that they do not actually charge interest but go around, if the statement is simplified, it can be understood that they want to say in one word that they are basically cheating in the name of Islam. It is not appropriate to give such a negative opinion without knowing the details of the Islamic banking system established on the basis of Shariah. Islamic products are completely free of interest if operated according to the principles but if one does otherwise it will not be correct. it is wrong to think that Islamic products are not free of interest because of someone's mistake. The defaulter will be liable for his misdeeds but the customer will be completely free of interest risk, as he is bound by an interest-free contract with the bank. Many people think that the conventional bank current account is non-interest bearing and it is interest-free, does he not understand that the agreement of the account itself is an interest based agreement? I have also heard many people say that he donates the interest money to the poor, he also thinks that in this way he is keeping his money pure. He may not realize that the original contract of keeping the money is related to interest and thus he remains in interest. It is unethical to speak against without knowing what interest is and how interest can be generated in economic transactions.

After this there is another huge misguided public opinion, many think that Islamic banking is only for Muslims, others religious people cannot take advantage of it. When I got up in 2017 to speak about Islamic banking at the Mirpur principal office of Sonali bank limited, those who were Hindus left. I personally knew several of them. Because of the name of religion associated with this economic system, many people think that this system is only for people of that religion. It is the failure of Muslims that they could not establish Islam as a system of life for all and for the good of all. Not everyone became Muslim in Madinah first, but Musab bin Umayr (R.A.) spread Islam from house to house, what kind of Islam was it that is not being spread from house to house today? I don't know how a community that cannot identify its own mistakes will correct them and undo them. As Islam is not only for Muslims but for the whole human welfare, Islamic banking is also open to serve all.

The third confusion is like that, when the word Islam is heard or when the word Islam is associated with something, the public mind expects narration, explanation and a lot of discussion in the light of the Holy Quran and Hadith. It has been described many times, in many ways, in the pamphlets. Still, one wonders why the general public is confused. Instead of the main purpose of Islam, public opinion seems to like its smell more. What is called flavor in English, many people are happy to put on fragrance, there is no desire to go to the main point and it seems that there is no way lately. No way because its promoters earn by promoting the smell so they are less interested in promoting the cause. A few days ago I had the chance to meet a madrasa khadem, he was lamenting that the cost of the madrasa had increased so much that last year he had to pay one and a half lakh taka from his own pocket. I wanted to know about his source of income, he said, he doesn't want to, but if he speaks at a function, he is given 20, 30 thousand Taka easily. It means he earns his living by preaching religion. But these preachers do not tell the public that even they have done a lot of worship throughout their lives but if there was a mistake in the Muamalat or transaction, in which case the huge amount of worship will not be of any use. There is no priest system in Islam, livelihood based only on religion was not in the beginning in this religion, but today it has been practiced in various ways. Do these so-called priests feel no need to tell the public about the prohibition of Usury or Riba? The opportunity to say what is known has been stopped by the mosque committee. These committees are their employer. Since it is not possible to displease them, they also remain silent on all these matters. Usury is prohibited not only in Islam, but in all Semitic religions. Not only Usury, discussions about muamalat (transactions) or Islamic polity or economics were rarely allowed in mosques, which is unfortunate for Muslims at this time.

Islamic banking system is a financial system which is a system of welfare for the people introduced by Islamic principles of life. No separate system for any particular group or caste or any particular religion. Conventional banking considers interest as a business incentive and Islamic banking system considers interest as a serious negative influence on the economy, the only major difference is here. Before taking sources or interpretations from the Holy Qur'an and Hadith, it is necessary to bring to the public's mind that usury sows the seeds of oppression in the economy. Islamic bankers are aware of the negative impact of interest on society and the need to curb it in the economic development of people. Before describing the Islamic ideals, everyone must be aware of the purpose of that ideal and its impact on the society, and then the need to know its justification from the Holy Qur'an and Hadith will be conveyed to the public. The Islamic banking system is not a vehicle of religious propaganda, rather it is a proper transactional process conducted for public welfare, this view needs to be established as public opinion.

As the country's largest commercial bank and as a large part of Sonali Bank's customers respect Islamic values, during the time of Honorable CEO and MD Mr. S A Chowdhury of Sonali Bank, received approval for five windows from Bangladesh Bank Head office BRPD Circular no. (P-3) 745(1)/2009-1180 Date 19-April-2009. On 29-Jan-2010 Honorable CEO and MD Mr. Humayan Kabir inaugurated the Islamic Banking Window at Sonali Bank, Fakirapool Branch. Honorable CEO and MD Pradeep Kumar Dutta during his tenure HO/MDD/IBD/F-073/Windowtransfer/407 and Bangladesh Bank's Banking Regulations and Policy Department (Policy Branch-3) letter No. 2014-91 dated 15-Jun-2015 Pursuant to the instructions, the Fakirapool branch window was shifted to Sonali Bank Limited, Wage Earner’s Corporate Branch, 62 Dilkusha, Dhaka on 15-May-2015. Five Islamic banking windows were being operated from 2010 under the control of Sonali Bank Limited, Marketing and Development Division, Islamic Banking Department, Head Office, Dhaka. With the concerted efforts of Honorable CEO and MD Mr. Obaidullah Al Masood, Sonali Bank Ltd. has received permission to operate 6 more windows and after few months 46 more in total of 57 Islamic windows with the approval of Bangladesh Bank. Bringing arrangements to all 1200 branches of Sonali Bank Limited are in process. Hopefully by the end of 2023 we might be able to see all branches of Sonali Bank has Islamic banking services available for its customers.

Sonali Bank Limited, Wage Earner Corporate Branch Dhaka, distributed brochures in public during 2017, feeling the need to inform potential customers about the ongoing activities of Islamic Banking Window, introduction of deposit and investment products, correctness of Islamic Banking in the light of Quran and Hadith. At the time of distributing brochures and giving lectures in the workshops organized by Sonali Bank Limited, Mirpur Principal Office and Sonali Bank Staff College, it can be seen from the experience that there is ambiguity and ignorance about Islamic banking products among the internal officers/employees of the bank as well as among the customers. Adverse opinions received from various officials/employees regarding Islamic banking, it is understood that the Islamic banking activities of Sonali Bank are progressing through various obstacles. Every organization has a business goal or corporate objective, if the officers/employees do not agree with that goal, there is no possibility of growth in that organization. Business expansion is not possible in today's world without extensive campaigning, if strong campaigning is not done to promote Islamic products, the overall progress will slow down. In addition, if there is a lack of clear knowledge about this among their own people, they will not be able to provide clear information to the customers.

Several years ago (2004 to 2010) while working at the head office of Sonali Bank, I had the opportunity to discuss the basic concepts of Islam with the officers/employees on Islamic topics. What I felt from that time experience is that since the issue is not directly related to the current economic activities of people, time is wasted by repeating the same debates over and over for the sake of talking. I have noticed a tendency to argue for the sake of arguing instead of being interested in learning about the real issue. Rather than debate for debate's sake, if a realistic solution should be formulated, research is needed on how Islamic banking products can be reviewed and accepted. Above all, it will be better for all if the system of supervision of all Islamic banks and NBFIs is adopted more vigorously through Central Sharia Council of Bangladesh Bank. Apart from conventional banking, instead of opening an Islamic banking window, if Islamic banking branches are opened, this service will be easier and faster. Different from conventional banking concept, this banking system has many possibilities and opportunities to open new products and therefore motivation, training and recruitment of talented bankers in this sector is very important and a demand of time.

An important point to be considered is that capitalist economy encourages people to save while Islamic economy directs people to invest fully without any savings. Because of this opposite concept, running Islamic banking alongside conventional banking is not an easy task. Those who are engaged in this work are carrying out the activities with great courage. Those who strive in this work will at least be able to say at the final judgment day on the Maidan of Hashar that they fought against usury with Allah and His Messenger (PBUH). According to many, what is new in the wine business? Will the alcohol be pure in the hundred purification? Of course not, but if a non-alcoholic water window opens next to a liquor store, where is the harm. If a person who does not drink alcohol buys from it? I remember once on the staff bus on the way back home after office, I went to explain the comparison between Islamic banking and conventional banking to a person and said that one is with formalin and the other is free of formalin. After this speech he remarked to others, I have been brainwashed. I replied that you also need to be brainwashed then your brain will also be formalin free. Despite such a lot of hurdles, the activities of the Islamic banking window of Sonali Bank are growing rapidly and we hope that Islamic banking will play a huge role in the development of the country as well as Sonali Bank in the near future.
 

Update history 29Nov17> 25Sep2018> 08Aug19> 14Aug19> Translated to English on 31dec22> 04jan2023

In my memory CEMBA (Commonwealth Executive MBA) and CEMBA Alumni Association - Bangladesh

 

Mohammad Mustafa Surzil
SID: 02-0-71-812-131
Commonwealth Executive MBA (CEMBA)

Last 20-May-2022 CEMBA Reunion was organized at Sampan Restaurant. Last two years the reunion was organized by my sole effort, this time with the help of Mahmudul Islam Bhai (Opsonin Pharma) and Dr. Swapan Bhai, my difficulty is less. Good response is also getting from Sibley Bhai from third batch. It seems that something big will happen this time. The purpose of completing the article in a hurry is that the newcomers need to know the history and since I have been involved with it since the beginning in various events, maybe they can be more motivated if they hear interesting stories from me. Many events have already happened around this organization, all of which we do not know. Two of our people have also passed away. New comers don't know about them. So I wanted to finish this article before May 20th because my memory like a log book will be useful but it didn't happen anyhow. Anyway, as now I have time, I will start from the very beginning so that the major setbacks of this organization that I have seen with my eyes will come out. I will mention all the flow of events as I am from first batch or level so that its continuity is correct. 

My SSC from Dhanmondi Govt Boys High School, Dhaka in 1989. Later I studied in Adamjee Cantt College and Titumir College. My Job career started in 1998 in a web development firm “Karna-IT” in Kakrail, Dhaka. I was alone when I used to upload Manav Zamin magazine online. At that time there were only one or two web based magazines. After that, in 2001, I resigned as a faculty (instructor) at the India-Beximco-KDS franchise computer training center NIIT, Sylhet Ambarkhana Center and moved to Dhaka and joined Dhanmondi (Canadian franchise) Techno-Kids as a computer instructor for children. I was looking for a new good course to advance my studies, what can be done, where can be done. MBA can be done in various private universities but it was not possible to do regular MBA while working. And then I did not think that I will enter the job in Sonali Bank. Suddenly one day I saw an advertisement in the paper that the Commonwealth Executive MBA course was going to start in Open University for which the date of admission test and other information was given. I was very interested after seeing the ad, after that I received detailed information about the same ad in my e-mail. More interest came out. I went to Dhaka RRC (Regional Resource Center) and got the prospectus from there and prepared according to the admission test pattern. 250 candidates were selected from around 3000 candidates by renting the entire Tejgaon College of Dhaka. Luckily I was among those 250 people. It was very good to see the sirs of Bangladesh Open University or BOU’s School of Business at the new entrance ceremony. Salma Appa's lively speech in particular gave rise to good inspiration. The class will be held in the Faculty of Commerce of Dhaka University and the tutorial classes will be taken by the professors of Dhaka University. Along with the job, studies and only 16 tutorial classes in each subject. The professors of Dhaka University used to take classes well, but there were some who came to class and just sat. The idea is that this is a tutorial class, so if the students don't ask questions, there is nothing to say. Seeing this, we complained to Salma madam and she also took action. By that time, the classes of the second batch have also started. It was heard that Salma Apa was rejected for the arrangement of sitting in the Faculty of Commerce and arranged AC classrooms in Dhaka RRC. Which means, we will no longer have classes in Commerce Faculty of Dhaka University. After knowing this, there was an adverse reaction among the students of the first and second batch. We wanted to stay in Dhaka University, but we, the students of Open University School of Business, and our sirs and madams insisted, since Commerce Faculty of Dhaka University doesn't care about them, we don't need their AC class room, instead they will teach their students in their own class rooms. On the day when our Sir-Madams are sitting in the new AC class room of Dhaka RRC waiting for us, we are sitting like a sit-down strike in the Faculty of Commerce of Dhaka University. When I heard that the sirs and madams of our school of business were getting angry, I with few of us explained to everyone and went to Dhaka RRC. Classes have started at Dhaka RRC campus since then. CDs from IGNOU (Indira Gandhi Open University) of India came in handy as study material. The BBC's special program on CEMBA and the PDF files stored on their website also provided great inspiration. All the PDFs were downloaded and read and I am very happy to have the magazine of CEMBA, it has come in handy too. Although many expressed dissatisfactions with the study material at that time. In our time books were photocopied and spiral bound. The course books sent by the Canadian Commonwealth of Learning were still out of print.

My CEMBA course started and ended with two great persons. In the beginning with LGED engineer Ali Hussain Bhai (currently in Australia with his family) and ended with NCC Bank’s Sadiq Bhai. Meeting these two wonderful person and having the opportunity to study together has been a great achievement in my life. I met Ali Hossain Bhai while depositing the first course fee at Janata Bank opposite of Dhaka College. He was not very happy to hear that I will take four courses in first semester. He sat down and said you can't take more than two courses. I said I can, but he didn't let me take four. As he said, I deposited the money for two courses. Later, on his request or suggestion, I took the BCS exam together with him and stayed together till Viva. Both of us ended up in Viva. Later I got the job at Sonali Bank Limited and Ali Bhai went to Australia with his family after several years. While in DU's Commerce Faculty, it was heard that Madam Asha of Commonwealth of Learning is coming from Canada to visit our course in Dhaka and we should give her our advantages and disadvantages in written form. I asked her a few questions, among them 1) Why is our course 90 credits called Executive MBA, can it not be called Regular MBA? The answer said that this program was planned 10 years before its launch so its name cannot be changed easily. 2) I asked that since the difference between CEMBA and CEMPA is only two subjects, if someone takes both subjects simultaneously, can he be given CEMPA certificate along with CEMBA? In reply she said, does it ever happen that you are given a master's degree in a subsidiary subject? That is not possible. 

Marketing management exam was held three months late, so I had the opportunity to read Philip Kotler's marketing management book well and I was very upset to get a lower than desired score with a very excellent test given. Once we left for BOU on the initiative of MM Masud (Dada) Bhai to demand postponement of the exam. Masud Bhai is called Dada because he was working in Dhaka EPZ Korean DADA Head War Company in high position (probably DGM rank). And his enthusiasm was also extraordinary. Anyway, we met the dean and told the reasons behind our exam, I don't remember what happened later, but on the way, I remember having a great meal at the catering service office of Biman Bangladesh Airlines. On the initiative of this Masud Bhai, a picnic was organized with the second batch along with some of the first batch (including me). After taking part in it, I fell into great embarrassment. Some of the first batch were angry inside. Jahangir's brother was probably in Premier Bank at that time, a meeting was called in his office, on the issue, why did the second batch students leaving the first batch for a picnic, I very shyly attended that meeting. Especially, Jahangir's brother said on the phone whether it is necessary for me to be present. It was said that some first batch students also attended that picnic. Where I was thinking myself as a criminal, luck did not catch me in an unusual way. Anyway, the picnic was fun and great. We had a great time together playing football and singing together. I met Brig. General Retd. Mofiz Bhai at that picnic, he saw my card and said that I was a young banker. Since then, I used to see Mofiz Bhai collecting everyone's cards and getting to know everybody, even today I see his interest and enthusiasm the same. This is undoubtedly one of his great qualities. I heard that Bipu Bhai (Uttar Bank) had a ceremony of his marriage on Mofiz Bhai's home’s rooftop. Bipu Bhai did several trips with Mofiz Bhai and Bhabhi, I along with my family went with them on Nijhum Deep tour on behalf of Uttara Back Travel Luxury Organization named Vromon Bilash, the ship got stuck on the way back from Nijhum Deep, when Mofiz Bhai phoned the Coast Guards. Which Came rushing to help us. I heard that Bipu Bhai, Masud-Munni and others visited Khagrachari with Mofiz Bhabi, where Mofiz Bhabi's head was cut off in an accident and Army people helped them on Mofiz Bhai's phone call. 

One day Faisal Bhai of Jamuna Bank (currently working in South Bangla Bank) came to Dhaka RRC and said that he has finished all the semesters and will not be able to take the exam. I wrote down him the length of the semester in the notebook and showed him that he still had one semester left. He passed all the other subjects by taking the test while having fever. I heard from this Faisal bhai and Bipu bhai that Mahmud bhai and Jahangir bhai have taken initiative in Alumni forming and registration form is also available. Tahmid bhai was the manager of a tea garden in Sylhet then, he was also with the initiative. By that time the third batch classes have started. I met Shahriar Mamun bhai (now deceased) and Omar Farooq bhai a well renowned English teacher. Both of them were very excited and very happy to do the CEMBA classes. Due to the pressure of office work, I forgot which subjects I had passed and which ones were left, so I wrote a letter and went to BOU's School of Business, from there I came to know what is left. I still have financial accounting left, wondering what to do. Sadiqe Bhai (of NCC Bank) came after an exam and said, do you have any remaining accounting subject? Not to mention the interesting thing about Sadiq Bhai, he has been in NCC Bank since long ago. When I was working at TechnoKids in 2001, I went to NCC Bank on Saat Masjid Road, Dhanmondi on a Thursday to deposit money. Sadiqe Bhai was the manager there, I didn't know him well in those days. When I went to deposit the money in the afternoon, he laughed and said that I can keep the money but the money will be deposited on Sunday. I agreed and left the money in his custody. At that time I did not even know that one day with this Mr. Manager There will be a close relationship with me related to study. This happened in 2001 before I started studying CEMBA and in 2002 when I started studying CEMBA. However, we both were concerned with accounting subject. I was looking for my former colleague Chandan Da from NIIT. I heard that he left that job and joined New Model Degree College. He was an accountant at NIIT. At such a time, on a rainy wet day, I met him by chance at the bus stop below Sonali Bank's head office in Motijheel. Both of us very happy to see each other after many days. I asked him for help on this occasion and after that I, Sadiq Bhai and Mini Apa took classes for several days at the place where he coached the students. After that I gave the test. On the day of exam results I reached RRC earlier, I found that I had passed and Sadiq Bhai was coming in a rickshaw and asked what's up with him? I said bring sweets. Both of us passed together and came out at that stage. I could not find the Mini apa, it seems that she didn’t pass. I and Sadiq Bhai then had a meal together at a restaurant at the intersection of City College. 

There was a big fuss over my project paper. Under the supervision of School of Business Associate Professor Dr. Md. Mainul Islam sir, my project or master paper was a comparative study on the recent global economy and Islamic economy and the title was "A COMPARATIVE STUDY BETWEEN CONTEMPORARY GLOBAL ECONOMIC SYSTEM AND ISLAMIC ECONOMIC SYSTEM". At that time I was so busy with official works that it was not possible to work on the project as per my mind with a lot of time, after that I called Sir when it was time. He got a call and said that he is very sick and admitted in the hospital. Meanwhile my registration time is about to end. I called the school of business, another sir picked up, I said to him, how can I meet him if I don't get a day off from office? He replied should I then come to you instead? Having received such non-cooperation, I went to the school of business with anxiety in my mind. I was shocked to go there. In the office of Mainul Sir was present with no serious health disorder, he showed anger and said are you saying others that I am admitted to the hospital, where I do not have any illness. My eyes widened. I checked the phone number. I mistakenly called my uncle's friend Manju Mama, Head of Department of Dermatology, Dhaka Medical College, he is also a professor and he thought one of his students called. This is what made me want to slap myself on the cheek after realizing the mistake. Anyway, after completing the project I met Mainul Sir several times, the last time I remember was to go to East-West University when he went to take classes there. He asked to publish the project paper in the form of a book. My Project papers marks was given to others in the tabulation sheet, that too was fixed by Mainul sir at that time. CNG taxi caught fire while fetching my provisional certificate. When I came to know that the provisional certificate will be issued, I left the office with my private CNG taxi towards BOU. When I was coming back after collecting the certificate from there, a motorcyclist rider passing by showed me with his hand and said that the silencer pipe was on fire. Where my stupid driver had put some hard paper under the silencer pipe to make sure it didn't make noise. The fire started from that paper. After hearing that there was a fire, he quickly stopped the car and poured a jug full of water from the nearby shop. If we had not noticed that there was a fire under the car that day, this world would have ended for me on that day. On the day of the convocation, the great program of the day was almost equal to pain and joy due to hot weather. Meet Sankar Da at the beginning of the program. Together we wore a tye, convocation gown and hat. It is like seeing the huge pandel being fried in a very hot oven, it was not realized earlier that it will be so hot that day. But after receiving the certificate, I, Sadiq Bhai, Sumi Madam, Sankar Da and Omar Farooq Bhai did lot of photo sessions. Then There were many others including Swapan bhai and Engineer Khair bhai but I did not know them that well before that day. Sankar Da, Bipu Bhai, Mofiz Bhai were also together. But I remember the extreme heat. After the convocation, I remember Omar Farooq bhai’s lot of talks while we were crowded in Bipu bhai's car and returned to Dhaka.

Around 2005 or 2006, first batch Mahmud bhai (Millennium Software) and Jahangir bhai (then in Prime Bank, now in AB Bank) first raised the issue of CEMBA Alumni Club with second batch Tahmid bhai (now in UCBL) Bipu bhai (then in Uttara Bank) and first batch Faisal Bhai (then was in Jamuna Bank) they were very active. Some time around 2008 or 2009, Munni had a serious kidney disorder which cost her a lot, then she got help from CEMBA Alumni Club. Munni's marriage with second batch Masood Bhai (then was in BIBM now in One bank) is another wonderful event which led to their being called the CEMBA Couple. One such time, Tahmid bhai called a meeting in which a proposal was made whether CEMBA Alumni Club will be registered in RGSC or not and if so when. I said like a fool, why should it be registered in a joint stock company where the type of organization we have is voluntary?, Tahmid Bhai gave a big laugh. When the name of Brigadier General (retired) Mofiz Bhai was proposed as the chairman of the committee, he agreed to it but Dr. Khaled brother (Dr. Khaled Samsul Islam Doller) or Dollar Bhai (Ministry of Health) was saying why Mofiz bhai will be made chairman unopposed. Khaled Bhai went to Canada to study CEMBA but from there he heard that it is starting in Bangladesh along with India, Pakistan and Sri Lanka, then he returned to his country and did the CEMBA course. He has been to more than 64 countries in the world in government work and management. Anyway, Bipu bhai, Faisal bhai used to go to Khaled bhai's house and were traveling companions for several trips. They went out together to Kuakata, India and Bandarban. I also went with them on the Bandarban tour. It was then that Khaled had a close conversation with me. Khaled Bhai was childless and had untimely death saddened us all. For some unknown reason, he fell on the road while getting off from a local bus at Shamim Sarani of Shawrapara to meet someone, blood came out from his ear, then the construction engineers of Concord's Anamika Tower at Shamim Sarani lifted him from the road and poured water on his head. My house is a little inside this Shamim Sarani. I didn't even know about this accident in that time I was in office, I came to know later. No one knew him so no one was doing anything, two strangers, one was returning from a job interview with her boyfriend and they went to Al Helal Hospital taking wounded Khaled Bhai. The doctors there came to know that he was a senior doctor of the Ministry of Health, and immediately he was taken to Dhaka Medical College Hospital. He had a brain hemorrhage. Efforts were also made to send an air ambulance out of the country but all went in vain. He left us on the other side. 

Several programs of CEMBA Alumni Club are held, among them the program at the Golf Club of Dhaka Cantonment, the Sampane program at Dhanmondi and the Captain's Kitchen program at Mahakhali are worth mentioning. I was not among the initiates but just participated. But technically I was always connected. Opening Facebook pages and groups (even though Messenger wasn't tagged with Facebook yet). I was instrumental in opening Viber groups, WhatsApp groups. The Viber group was opened on an Eid when Bipu Bhai's Viber was receiving a lot of messages. I asked if this is a new CEMBA group, Tahmid bhai said it is Bipu bhai's own id and we can open a CEMBA group on viber too. I do that then. I used to update this group regularly. At such a time I contacted CEMBA Alumni of Sri Lanka on Facebook. One from Pakistan was also connected but none from India. They asked us to provide a movie clip with some of our speeches when they heard that they would be reuniting in Sri Lanka. I informed everyone about the initiative. We made a movie clip at Mahmud Bhai's office and then we were connected live from Mofiz Bhai's house in the reunion of CEMBA Alumni of Sri Lanka. After that a long time passed and no initiative was seen anymore. Of course I am not sitting idle. Mahmud Bhai (Millennium Software) made an online form from Google Docs after seeing my attempt to create an entry form and Excel database for online data collection. I was sharing my made Microsoft Word forms online as well as links to Google Docs. And I was making the database of the collected return forms but the work was progressing very slowly. At such a time, at the request of a brother from Trust Bank, after many days, another reunion program was successfully held at Captain's Kitchen in Mohakhali on 1st November 2019 on my sole initiative. In that event, I proposed to have a panel who will give speeches on various social issues on behalf of CEMBA the White Lions Alumni through press conference on welfare issues of the society and work like a social pressure group. They will have a second tier for this task who will act as an aide to that front panel. Mamun Shahriar Bhai of the third batch did the work of collecting money very well in this event. After several months, his death was reported by his wife on his Facebook ID. Bipu bhai knowing the news told me, I called Mamun bhai's number, then his wife told the truth of the bad news. Mamun Shahriar was a very active and lively person, so his untimely death was very sad. 

During Corona pandemic there was no movement outside thus without zoom meeting we had no other option. So a zoom meeting was called on 18th December 2021, this time also Sankar Da and my initiative was the key. Sankar Da was then in UCBL's capital market and Tahmid Bhai is at the secretary level in that same bank. Tahmid Bhai would unofficially tell Sankar Da to keep the work going and Sankar Da's office was near my office, so he used to come whenever he got time. Sadiq Bhai of NCC Bank also used to have office on the 11th floor of Motijheel head office of NCC Bank. Once on his invitation, I with Sankar da had lunch on the top floor of NCC Bank Tower in Motijheel where there was a discussion like a small meeting on CEMBA. In the zoom meeting on 18 December 2021, I met opsonin pharma’s Mahmudul bhai, he said that the name of BOU’s general MBA alumni is Bouma, whose constitution he has and we can make one taking it as a model. We asked him to send a copy of it to Dr. Swapan bhai. He sends that to me and Dr. Swapan bhi. Among these, a Zoom meeting was held at the initiative of Md. Abul Kalam Azad Dean Sir, in which he informed that a survey is being conducted by COL (Commonwealth of Learning). The main objective of the survey was to find out how much the current condition of those who have completed the CEMBA course has improved. Sir told all of us and asked to enter the link and participate in the survey. We participated as many as we could. Since then, we have two groups on WhatsApp, one of Azad sir's and the other of our previous group. 

Mahmudul bhai (Opsonin Pharma) took an initiative of Iftar party in Dhaka RRC during the fast of Ramadan of 2022 but due to lack of time I did not contact enough CEMBA met, I discussed with Tahmid bhai and proposed to postpone the program and hold Eid reunion with which Mahmudul bhai also agreed. Later, Dr. Swapan bhai gave the proposal on WhatsApp and received a good response. A post-Eid Zoom meeting was then called on May 11, 2022, where it would be decided where and when the reunion would take place. Since I initiated Zoom meetings, they can be recorded and saved on YouTube and the link can be shared with everyone. But since this meeting was organized by Mahmudul Bhai, we don't have any recorded version of it. So this meeting was decided to be held again in the evening of 20th May 2022 at Sampan restaurant in Dhanmondi. There was a good conversation with Shibli bhai about the meeting and Mahmudul bhai went to the spot and informed me the next day. 86 confirmed the highest attendance of CEMBA Alumni for this event so far. Preparations were also well taken. During the program subscription collection was done by Nuruddin Akash Bhai and the program was conducted by Qutubuddin Bhai. This sampan event, according to me, is the 11th event of online offline meetings of CEMBA alumni Bangladesh. We are hopeful that the organization will stand well after such a big event. Mofiz Bhai was accepted as the convener and me as the member secretary in the program. The subsequent activities are still ongoing. Meanwhile, on 18th June 2022 another Zoom meeting was held for general discussion in which Mawla Bhai of Chittagong was present. At present the meeting minutes of the program on 20th May 2022 are being prepared under the coordination of Mofiz Bhai. It is expected that the organization will be well organized if everyone's sincere cooperation is received.

Update History: 15 May 2022> 22 June 2022> 29 June 2022> 6 July 2022> Translated from Bangla to English on 30 December 2022>